Category Archives: Property Finances

  • Latest Weekly Interest Rates

    BY Joe Safranek

    10/17/19 – Rates move upward over the past week on favorable economic news while yield curve turns slightly positive. If you’re in the market to buy or looking to refinance, don’t hesitate to call or email... 

  • California Property Taxes

    BY Joe Safranek

    4/1/19 – Property taxes in California are limited by Proposition 13, a law approved by California voters in 1978. The law has two important features. First, it limits general property taxes (not including those collected... 

  • Getting The Best Mortgage Rate

    BY Joe Safranek

    If you’re in the market for a new home, it’s important to know your credit score. A good credit score can lead to a better interest rate on your mortgage, while a lower one might present extra challenges. Need... 

  • Factors That Make Up Your Mortgage Rate

    BY Joe Safranek

    1. Credit Scores Your credit score is one factor that can affect your interest rate. In general, consumers with higher credit scores receive lower interest rates than consumers with lower credit scores. Lenders use your credit... 

  • Changes Coming To Prop 13?

    BY Joe Safranek

    Proposition 13 (Prop 13) may undergo changes from a proposed ballot initiative for the 2018 statewide elections. The measure, sponsored by the California Association of Realtors (CAR), seeks to amend Prop 13 by allowing... 

  • What’s A Conventional Loan?

    BY Joe Safranek

    “Conventional” just means that the loan is not part of a specific government program. Conventional loans typically cost less than FHA loans but can be more difficult to get.There are two main categories of conventional... 

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