Here you’ll find useful information on credit scores, interest rates, finding the right mortgage, homeowner insurance coverage, and more.
The Consumer Financial Protection Bureau, a U.S. governmental agency, born out of the 2008 financial crisis, that sets mortgage lending standards among other things, is a great start for anyone looking to buy a home. Get started here on understanding the home-buying process like a pro!
Start tooling around on this mortgage calculator to see what your payment might look like.
FICO – learn about scores from the creator of the most-used credit scoring system.
AnnualCreditReport.com – you’re entitled to a free copy of your credit report every 12 months from each of the three nationwide credit bureaus; call toll free (877)322-8228 to order the report.
HSH – a highly reputable and frequently-quoted company focusing on mortgage rates.
Consumer Financial Protection Bureau – have your questions about mortgages answered here.
Consumer Financial Protection Bureau – “Know Before You Owe” by reviewing these two main mortgage disclosure documents, the Loan Estimate and the Closing Disclosure.
Federal Deposit Insurance Corp.(FDIC) – Looking For The Best Mortgage
Fannie Mae – HomeReady homeownership program.
Freddie Mac – Home Possible homeownership program.
Mortgage Bankers Association – a slew of consumer tools here.
Realtor.com – figure out what your monthly payment will be, including the property tax and insurance, with this mortgage calculator.
Insurance Information Institute – excellent primer on deciphering the various types of insurance coverage.
CA Earthquake Authority – the only place to buy earthquake insurance in California.
IRS – here’s a withholding tax calculator to help you factor in the mortgage interest deduction on your new mortgage and determine by how much you can reduce your tax withholdings on your paycheck.