Buyer Resources

Here you’ll find useful information on credit scores, interest rates, finding the right mortgage, homeowner insurance coverage, and more.

The Consumer Financial Protection Bureau, a U.S. governmental agency, born out of the 2008 financial crisis, that sets mortgage lending standards among other things, is a great start for anyone looking to buy a home. Get started here on understanding the home-buying process like a pro!

Start tooling around on this mortgage calculator to see what your payment might look like.

Download my app here or head over to which contains every single property listing entered into any MLS throughout the country.

FICO – learn about scores from the creator of the most-used credit scoring system. – you’re entitled to a free copy of your credit report every 12 months from each of the three nationwide credit bureaus; call toll free (877)322-8228 to order the report.

Check out what each of the three credit-reporting agencies has on you: Experian; Transunion; Equifax.

HSH – a highly reputable and frequently-quoted company focusing on mortgage rates.

Consumer Financial Protection Bureau – have your questions about mortgages answered here.

Consumer Financial Protection Bureau – “Know Before You Owe” by reviewing these two main mortgage disclosure documents, the Loan Estimate and the Closing Disclosure.

Federal Deposit Insurance Corp.(FDIC) – Looking For The Best Mortgage

Fannie Mae – HomeReady homeownership program.

Freddie Mac – Home Possible homeownership program.

Mortgage Bankers Association – a slew of consumer tools here. – figure out what your monthly payment will be, including the property tax and insurance, with this mortgage calculator.

On property taxes, an excellent starting point is the LA County Assessor’s Message To Homeowners while another top resource is the LA County Property Tax Portal.

Insurance Information Institute – excellent primer on deciphering the various types of insurance coverage.

CA Earthquake Authority – the only place to buy earthquake insurance in California.

IRS – here’s a withholding tax calculator to help you factor in the mortgage interest deduction on your new mortgage and determine by how much you can reduce your tax withholdings on your paycheck.