Property Finances

Latest Weekly Interest Rates

Latest Weekly Interest Rates

2/27/20 – No explanation needed for the drop in rates. Let me help you find that property, get your offer accepted, and lock that rate in. How does 3-3.25%… Read more ⇢
California Property Taxes

California Property Taxes

4/1/19 – Property taxes in California are limited by Proposition 13, a law approved by California voters in 1978. The law has two important features. First, it limits… Read more ⇢
Skipping A Mortgage Payment

Skipping A Mortgage Payment

“What happens if I skip a mortgage payment?” is one of those questions we hope you never have to ask, but life is unpredictable: Sometimes no matter how carefully… Read more ⇢
Deconstructing The 30-Year Mortgage Rate

Deconstructing The 30-Year Mortgage Rate

According to the Mortgage Interest Rate Survey produced by the Federal Housing Finance Agency, contract rates on 30-Year fixed rate mortgages ticked up one basis point in December 2017 to… Read more ⇢
Getting The Best Mortgage Rate

Getting The Best Mortgage Rate

If you’re in the market for a new home, it’s important to know your credit score. A good credit score can lead to a better interest… Read more ⇢
Insurance Tips For A Home Renovation

Insurance Tips For A Home Renovation

Notify the insurance company before the renovation. Home remodels, big or small, typically increase the value of the home and the risk borne by it—and the homeowners insurance policy should reflect… Read more ⇢
See What LA County Has On Your Home

See What LA County Has On Your Home

  Here are all the county government websites that hold any information you would ever need to know about property matters involving LA County: LA County Property Tax Portal –… Read more ⇢
Changes Coming To Prop 13?

Changes Coming To Prop 13?

Proposition 13 (Prop 13) may undergo changes from a proposed ballot initiative for the 2018 statewide elections. The measure, sponsored by the California Association of Realtors (CAR), seeks to amend Prop 13 by allowing… Read more ⇢
Factors That Make Up Your Mortgage Rate

Factors That Make Up Your Mortgage Rate

1. Credit Scores Your credit score is one factor that can affect your interest rate. In general, consumers with higher credit scores receive lower interest rates than consumers with lower credit… Read more ⇢
Finding The Right Kind of Property Insurance

Finding The Right Kind of Property Insurance

  Homeowners and renters insurance protect your home and personal property against damage or loss, and insures you in case someone gets hurt while on your property. You may… Read more ⇢
What’s A Good Credit Score?

What’s A Good Credit Score?

A credit score is a three-digit number with a huge impact on your finances. The score determines the amount of money you can borrow and the rates financial institutions are… Read more ⇢
Mortgage Interest Deduction On The Chopping Block

Mortgage Interest Deduction On The Chopping Block

President Donald Trump has proposed rewriting the tax code to raise the standard federal deduction to a level where about 25 million homeowners would no longer take advantage of the… Read more ⇢
Will I Get Burned By Filing A CLaim?

Will I Get Burned By Filing A CLaim?

It’s that age-old conundrum: You pay for homeowners insurance to protect yourself from financial ruin, yet filing a claim when disaster does strike puts you at risk of seeing your… Read more ⇢
Mortgage Insurance:  When 20% Down Is Not Possible

Mortgage Insurance: When 20% Down Is Not Possible

This information is taken directly from the Consumer Financial Protection Bureau. What is mortgage insurance and how does it work? Mortgage insurance lowers the risk to the lender of… Read more ⇢
What’s A Conventional Loan?

What’s A Conventional Loan?

“Conventional” just means that the loan is not part of a specific government program. Conventional loans typically cost less than FHA loans but can be more difficult to get.There are two main… Read more ⇢

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